Consumers and Communities
The Federal Reserve advances supervision, community reinvestment, and research to improve understanding of the impacts of financial services policies and practices on consumers and communities.
!["Consumer Handbook to Credit Protection Laws" booklet issued by the Board of Governors of the Federal Reserve System, January 1979 (via <a href="https://fraser.stlouisfed.org/title/federal-reserve-bank-new-york-circulars-466/new-consumer-pamphlet-handbook-501067">FRASER</a>)](/-/media/images/essays/consumers-and-communities/consumers-communities_720x450.jpg)
Last updated October 12, 2023
Essays in This Theme
Community Reinvestment Act of 1977 - The Federal Reserve and other federal banking agencies have implemented the CRA since its passage in 1977
The Federal Reserve and Native American Communities: A Brief History - A bank merger proposal near a Native American community in Montana in 1991 was a key impetus spurring greater interaction between the Fed and Indian Country.
The Federal Reserve's Community Development Function - The Federal Reserve’s Community Development function promotes economic growth and financial stability for low- and moderate-income (LMI) communities.
Redlining - The 1968 Fair Housing Act outlawed racially-motivated redlining and tasked federal financial regulators, including the Federal Reserve, with enforcement.