Consumers and Communities
The Federal Reserve advances supervision, community reinvestment, and research to improve understanding of the impacts of financial services policies and practices on consumers and communities.
Last updated October 12, 2023
Essays in This Theme
Community Reinvestment Act of 1977 - The Federal Reserve and other federal banking agencies have implemented the CRA since its passage in 1977
The Federal Reserve and Native American Communities: A Brief History - A bank merger proposal near a Native American community in Montana in 1991 was a key impetus spurring greater interaction between the Fed and Indian Country.
The Federal Reserve's Community Development Function - The Federal Reserve’s Community Development function promotes economic growth and financial stability for low- and moderate-income (LMI) communities.
Redlining - The 1968 Fair Housing Act outlawed racially-motivated redlining and tasked federal financial regulators, including the Federal Reserve, with enforcement.