The Federal Reserve advances supervision, community reinvestment, and research to improve understanding of the impacts of financial services policies and practices on consumers and communities.
A bank merger proposal near a Native American community in Montana in 1991 was a key impetus spurring greater interaction between the Fed and Indian Country.
The 1968 Fair Housing Act outlawed racially motivated redlining and tasked federal financial regulators, including the Federal Reserve, with enforcement
The Federal Reserve’s Community Development function promotes economic growth and financial stability for low- and moderate-income communities.
HOEPA addresses unfair, deceptive, or abusive mortgage lending practices