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"Consumer Handbook to Credit Protection Laws" booklet issued by the Board of Governors of the Federal Reserve System, January 1979 (via <a href="">FRASER</a>)

The Federal Reserve advances supervision, community reinvestment, and research to improve understanding of the impacts of financial services policies and practices on consumers and communities.

Title screen from the <em>Lending in Indian Country</em> video series produced by the Federal Reserve Bank of Minneapolis in 1995
The Fed and Native American Communities: A History

A bank merger proposal near a Native American community in Montana in 1991 was a key impetus spurring greater interaction between the Fed and Indian Country.

Chicago Housing Authority’s 1938 copy of the Federal Housing Administration’s Neighborhood Ratings of Chicago, IL

The 1968 Fair Housing Act outlawed racially motivated redlining and tasked federal financial regulators, including the Federal Reserve, with enforcement

Image from the St. Louis Fed 1993 Annual Report © Federal Reserve Bank of St. Louis
Community Development

The Federal Reserve’s Community Development function promotes economic growth and financial stability for low- and moderate-income communities.

<p>Graphic from the Board of Governors <a href="">website</a>
in 2005. </p>
Home Ownership and Equity Protection Act of 1994

HOEPA addresses unfair, deceptive, or abusive mortgage lending practices

Masthead from the Summer 1993 Kansas City Fed community affairs newsletter&nbsp;
Community Reinvestment Act

The Federal Reserve and other federal banking agencies have implemented the CRA since its passage in 1977